As a federally regulated Certified Development Company (CDC), its primary mission is economic development and job creation throughout Florida and currently parts of South Alabama and Georgia.
Founded by the State of Florida in 1983 and licensed since 1984 by the Small Business Administration (SBA) as Florida’s Original Statewide Certified Development Company. Florida First Capital Finance Corporation (FFCFC) was voluntarily privatized in 1997 and today operates as a fully self-supporting nonprofit organization.
Florida First Capital is chartered for the primary purpose of advancing the economic development and general welfare of the citizens of Florida by promoting and assisting the growth and development of small business concerns within the state. Florida First Capital has helped thousands of clients achieve their small business dreams through the SBA 504 Loan Program.
Florida First Capital strives to make the entire loan process as helpful, quick and easy as us. You can count on our staff to deliver the best and most complete service the industry has to offer.
Whether you are expanding, remodeling, converting, refinancing or just starting out, with Florida First Capital as your trusted SBA 504 lender, you’ll spend less time worrying about your loan and more time doing what you do best – running your small business, creating jobs and supporting the economy.
• Florida First Capital carries out its work through the administration of various government and private small business capital access programs. Most significant of these is the U.S. Small Business Administration (SBA) 504 Loan Program.
• Under the 504 Loan Program, Florida First Capital partners with banks, credit unions and other private-sector lenders to provide the state’s small businesses with access to fixed-rate and long- term financing for the purchase of owner-occupied commercial real estate and/or heavy-duty machinery and equipment, all at low down payments and below-market interest rates.