Industrial Revenue Bonds provide low interest, market rate driven capital to manufacturers for business expansion, new building construction and business equipment needs

SBA 7a- The 7(a) Loan Program includes financial help for businesses with special requirements. For example, funds are available for loans to businesses that handle exports to foreign countries, businesses that operate in rural areas, and for other very specific purposes.

SBA 504-The 504 Loan Program provides approved small businesses with long-term, fixed-rate financing used to acquire fixed assets for expansion or modernization.

Phase zero- The Small Business Innovation Research (SBIR) program is a highly competitive program that encourages domestic small businesses to engage in Federal Research/Research and Development (R/R&D) that has the potential for commercialization.


XM Bank Financing  Florida Venture Fund- Florida is a national venture treasure in that ideas, technology and entrepreneurs are plentiful but sophisticated venture capital is in short supply. The Florida Venture Fund was created to harness this untapped potential by investing locally and building companies on a national scale.

Tamiami Angel Fund  Angel investors are individual investors or organized angel funds, who invest seed money in "early stage" start-ups that are too small and/or too early to qualify for venture capital funding. They usually receive equity in exchange for their investment. Many are very successful and affluent entrepreneurs who want to help other entrepreneurs grow their businesses. Some angels will only invest in start-up companies, while others seek later stage ventures looking for expansion capital. Angel investments usually range from $25,000 to over $1,000,000.       

Florida Recycling Loan Program   The Florida Recycling Loan Program was created to provide access to capital for the purchase of equipment and machinery to expand recycling capacity in Florida. The  program offers long-term fixed-rate loans at interest rates up to 2% below Prime. The program is limited to for-profit small businesses that are either legally licensed and operating in Florida, creditworthy start-up companies or out-of-state firms considering expansions into Florida. Eligible recycling companies must have a net worth less than $6 million and have less than 100 employees. 

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